Hi Johnny Dennis, and welcome to the forums
Since your post had little to do with the AAR or the PBEM tournament, I moved it to its own thread here.
You can read up a bit on command points and how they work at
http://www.ageod.net/aacwwiki/Manual:Army_organization#Leadership
A few things about CPs:
- One star generals are unsuited to lead stacks with many units; you'll usually find yourself with large CP penalties in those cases
- Organizing units into divisions do wonders for getting runaway CP problems under control. More about divisions at http://www.ageod.net/aacwwiki/Division
- Having a small CP penalty (5% or 10%) is no crisis, e.g. when you have a stack consisting of a full division led by a one star general
- The more stars a leader has, the more CP he provides to his stack, especially when the stack is part of an army/corps organization