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The word Malus is used in many places in this game, and the web defines it as an apple tree and also refracted light.

What in the world does Malus in this game mean???

"Malus" is the opposite of "Bonus"... hope you get the idea now...

If you are curious, here you have the definition:

The term bonus-malus (Latin for good-bad) is used for a number of schemes which alternately reward (bonus) or penalize (malus).

http://en.wikipedia.org/wiki/Bonus-Malus